Who Should Use Our Services

There are three stages of financial advice;

1.Wealth Creation Advice

Typically clients are aged between 35 and 50 and require the following services:

• Debt Minimisation
• Salary Packaging
• Tax Minimisation
• Borrowing to Invest
• Superannuation Management
• Portfolio Construction & Investment Selection
• Cashflow Management
• Risk Minimisation & Insurances
• Estate Planning

2. Pre Retirement Planning 

Typically clients are in the workforce, aged between 50 and 65 and require the following services;

• Salary Packaging
• Tax Minimisation
• Borrowing to Invest
• Superannuation Management
• Term Allocated Pensions
• Portfolio Construction & Investment Selection
• Cashflow Management
• Risk Minimisation & Insurances
• Estate Planning

3. Retirement Planning 

Typically clients have ceased working, over age 55 and require the following services:

• Retirement Income Streams
• Tax Minimisation
• Superannuation Management
• Portfolio Construction & Investment Selection
• Cashflow Management
• Estate Planning